No Credit Score Rejections
Affordable care,
stress-free payments.
Patient Preferred administers simple payment plans between healthcare and dental offices and their patients — no FICO score, no credit check, no hassle.
- 3 of 4
- patients approved
- 98%+
- collection rate
- $75K
- max plan size
- 72 mo.
- flexible terms
Simple process
How it works
From enrollment to payment — the whole system runs on autopilot so you can focus on care.
Provider enrolls
Your practice signs up and gets trained — free, unlimited, forever. One flat monthly fee covers everything.
Patient qualifies in seconds
No FICO check. We evaluate ability-to-pay using checking account data. 3 out of 4 patients are approved, right there in the chair.
Payments run on autopilot
We debit the patient on payday and deposit directly to your account. 98%+ collection rate, zero invoicing hassle.
For Healthcare & Dental Offices
Stop losing patients
to payment barriers.
One flat monthly fee. No percentages, no hidden costs. We handle billing, tracking, and collections while you focus on delivering great care.
- No FICO check — 3 of 4 patients approved
- You receive 100% of treatment plan value
- $250/month flat — unlimited plans, free training
For Patients
Get the care you need,
on a schedule you can afford.
If your provider uses Patient Preferred, you can split your bill into easy monthly payments — based on your ability to pay, not your credit score.
- No credit score check — ever
- Plans from $100 to $75,000 — up to 72 months
- Your personal data is never sold or shared
What people are saying
Trusted by providers and patients
"Patient Preferred changed the way we handle treatment plans. More patients say yes, and we get paid every month without chasing anyone."
Dr. Sarah M.
General Dentist, Fort Myers FL
"I was turned down by CareCredit but Patient Preferred approved me the same day. I finally got the dental work I needed."
Marcus T.
Patient
"The flat monthly fee and unlimited use made this an easy decision. No more percentage-based haircuts on our treatment plans."
Office Manager, Oral Surgery Practice
Provider
Got questions?
Frequently asked questions
- Does Patient Preferred check a patient's credit score?
- Never. We evaluate ability-to-pay based on checking account history — no FICO hit, no hard pull, no rejection based on past credit problems.
- How much does it cost the provider?
- $250/month flat. That covers processing, live support, software, accounting, and dispute resolution — unlimited plans, no hidden fees.
- How does a patient apply?
- Patients apply right in your office during their consultation. All they need is a valid checking account. The whole process takes under 10 minutes.
Ready to serve more patients?
See how Patient Preferred fits your practice in a free 20-minute demo — no pressure, no commitment.